Public Benefit Corporation ▪︎ Possible Finance
Built to benefit your financial wellbeing
At Possible, we believe access to credit is a tool that supports your financial health. Everything from our corporate charter to our and product terms was made with one intention: so that we succeed when you do. When using Possible leaves your finances better than where you started, that’s a win for us, too.
How we deliver on our promise to you
Words matter, but actions are how we show up as a Public Benefit Corporation.
When you win, we win
Some lenders profit every time you lose. That's not the case here. Our products help you build your credit history and never have hidden fees. Quite simply, we don't make money by keeping you in debt.
Zero late fees or penalty fees
Other lenders charge fees that help them make a profit. We don’t. It’s not who we are. That means no late fees, no insufficient funds fees or overdraft fees for failed payments.
Pay when you can, at no additional cost
Life happens. Sometimes, you need extra time. With installment plans, and no additional cost to move payment dates, Possible helps you catch your breath.
We listen and act on your feedback
We regularly conduct customer interviews and invite customers like you to our quarterly company-wide meetings, to hear from you directly so we can better understand your needs and our opportunities for improvement.
Join over 1,000,000 customers
$534,921,211 millionin fees saved
Yep, we did the math. That’s a combination of the many penalty fees, late fees, insufficient funds fees and other hidden charges that line the pockets of our competitors.
Savings since 2017 includes fees Possible doesn't charge (e.g., NSF, rollover) plus reduced costs from customers borrowing less frequently than typical payday loan users, assuming customers would otherwise have faced industry-average fees and borrowing rates. Sources: internal data; state regulatory data; CFPB (Pub. No. 2023-9); Pew ("Payday Lending in America," 2013); CRL ("Down the Drain," 2025). Individual results may vary.
Our nonprofit partnership to supportfinancial education
Our executive team and in-house experts regularly support LiFT Communities, a national nonprofit, with financial literacy education, Q&A’s and more.
Possible’s 2025 Impact Report: What the Data Shows About Financial Flexibility
News
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The History of Credit: From Trust-Based Borrowing to Modern Credit Scores
Financial Wellness
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minute read](/content/blog/the-history-of-credit-possible-edition/index.html)
Our mission
It’s our mission to end the debt cycle and help you unlock economic mobility
We know that access to credit and financial tools shouldn’t be limited to a select few.
Our Story
In 2017, our founders shared a vision for financial fairness
Tony, a fourth-grade teacher turned startup CEO, made their vision a reality.
More ways we support you
95% of Possible Loan customers get their money in minutes
Helped reform payday loan laws in 3 states to better protect borrowers
Over 140,000 have rated Possible with 5-star reviews on App Store, Google Play & Trustpilot
Join the Possibleteam
Make an impact on the financial wellbeing of millions.
Keep intouch
Drop your email for access to financial tips, updates on our latest features and more.
Send instant* cash right to the bank account you choose
Frequently asked questions
What is a Public Benefit Corporation?
A Public Benefit Corporation (PBC) is a for-profit company that is legally required to pursue a specific public benefit in addition to shareholder value. This means it must consider the impact of its decisions on customers, communities, and other stakeholders. Possible Finance is a Delaware PBC, with a stated public benefit of providing tools that support the financial health of the communities it serves.
How do you apply for Possible?
To apply for a Possible Loan, download the Possible Finance app from the App Store or Google Play. Create an account, connect your bank account, and submit your application. There is no FICO check; eligibility is based on your banking activity. If approved, you’ll see your repayment schedule and receive funds in minutes* to your debit card or bank account.
How many reviews does the Possible app have?
As of December 2025 on the App Store, Possible has over 120,000 ratings with an average of 4.8 out of 5 stars.
Is Possible Finance legit?
Yes. Possible Finance is a financial technology company founded in 2017 and incorporated in Delaware as a Public Benefit Corporation (PBC). It offers small-dollar installment loans with transparent pricing and no hidden fees. Payments are reported to credit bureaus, which can help build credit history with on-time payments. The mobile app provides a streamlined application and repayment experience.
How do you qualify for Possible benefits?
You qualify for Possible benefits when you use a Possible product and maintain a linked bank account. There is no FICO check when you apply. Eligibility is based on factors like income, cash flow, and transaction history. With an active Possible Loan, you can reschedule payments up to 29 days from the originally scheduled date with no rescheduling fee, and payments are reported to credit bureaus.