Mission ▪︎ Possible Finance

Getting access to credit hasn’t always been this easy

Millions of Americans can’t afford a $400 emergency. Predatory lenders use their vulnerability to trap customers in debt. We created Possible because we knew there must be another way.

At Possible, we succeed when you do. We’re here to provide access to credit while supporting your financial health with tools like building credit history, transparent pricing and more.

Source: Federal Reserve

Empowering you to borrow on your terms

We offer credit products and payment plans that fit your life—without the hassle, surprise fees, or fear of getting stuck in debt. Our app makes it easy to access your money you need when you need it, with options to adjust your payment schedule and build your credit responsibly. Whether it’s an unexpected bill, emergency expense, or just a bridge to your next paycheck, we’ve got your back.

No penalties, just progress

Our members saved $684,921,211 millionin fees by choosing Possible.

Here's how we calculate this savings: Measured since our inception in 2017, this is a sum of fees Possible doesn't charge (e.g., NSF, rollover) plus reduced costs from customers borrowing less frequently than typical payday loan users. This calculation assumes customers would otherwise have faced industry-average fees and borrowing rates. Sources: internal data; state regulatory data; CFPB (Pub. No. 2023-9); Pew (Payday Lending in America, 2013); CRL (Down the Drain, 2025). Individual results may vary.

A Milestone Moment: Reflecting on our impact to date](/content/blog/a-milestone-moment-reflecting-on-our-impact-to-date/index.html)

Possible’s 2025 Impact Report: What the Data Shows About Financial Flexibility](/content/blog/possibles-2025-impact-report-what-the-data-shows-about-financial-flexibility/index.html)

Our story

In 2017, our founders shared a vision for financial fairness

Tony, a fourth-grade teacher turned startup CEO, made their vision a reality.

Public Benefit Corporation

Our commitment to your financial wellbeing

As a Public Benefit Corporation, we’re accountable to more than just our bottom line.

Delivering on our promise

Helped reform payday loan laws in 3 states to better protect borrowers

1 billion borrowed

Frequently asked questions

What is the Possible Finance mission statement?

Possible Finance is a financial technology company that offers small-dollar installment loans and other credit products through a mobile app. Customers can check eligibility without a FICO check, receive funds quickly*, and repay over time in scheduled installments. Possible reports payments to credit bureaus, which may help build credit history with on-time payments. Possible Finance operates as a Delaware Public Benefit Corporation.

How do you apply for Possible?

To apply for a Possible Loan, download the Possible Finance app from the App Store or Google Play. Create an account, connect your primary bank account, and submit your application. There is no FICO check; eligibility is based on your banking activity. If approved, you’ll see your repayment schedule and receive funds in minutes* to your linked debit card or bank account.

How many reviews does the Possible app have?

As of December 2025 on the App Store, Possible has over 120,000 ratings with an average of 4.8 out of 5 stars.

Is Possible Finance legit?

Yes. Possible Finance is a financial technology company founded in 2017 and incorporated in Delaware as a Public Benefit Corporation (PBC). It offers small-dollar installment loans with transparent pricing and no hidden fees. Payments are reported to credit bureaus, which can help build credit history with on-time payments. The mobile app provides a streamlined application and repayment experience.

How do you qualify for Possible benefits?

You qualify for Possible benefits when you use a Possible product and maintain a linked bank account. There is no FICO check when you apply. Instead, Possible reviews your income, cash flow, and transaction history. With an active Possible Loan, you can reschedule payments up to 29 days from the originally scheduled date with no rescheduling fee, and payments are reported to credit bureaus.