29-Day Payment Flexibility ▪︎ Possible Finance
Borrow confidently: get up to 29 days of flexibility from the original due date for every loan payment
Feel free to move your payments—there’s no rescheduling fee.
The debt trap
A typical payday loan is due back one lump sum—with rollover fees for extensions.
Source: CFPB, “What is a Payday Loan"
The Possible difference
Take your time. You don’t owe it back all at once.
You can move your payments up to 29 days out from the original dates.
Simple steps to use your flexibility
01
Get your payment schedule
When you accept your loan, you’ll get a payment schedule with installments spread out over your next paychecks.
02
Easily move payment dates
Choose the payment you need to reschedule, and select a new due date—no calls, no stress. We’ll update your schedule instantly, so you always know when your next payment is due.
03
Get reminders when it’s time to pay
We’ll help you stay on track, so you can manage your loan on your time. Need to move another payment? No problem.
Watch member stories
I love how flexible it is. You can set up your payment arrangements, you can stretch 'em out. That is really important... things come up.
Brittany
Member Since 2021
How Possible is different
Possible has your back
Take your time with installments
Repay over time, not all at once.
Add multiple payment methods
Choose what works best for you.
Even more time when you need it
If the worst happens, we’ve got your back.
Our impact
$684,921,205 million in fees saved
Yep, we did the math. That’s a combination of the many penalty fees, late fees, insufficient funds fees, and other hidden charges that line the pockets of our competitors.
Savings since 2017 includes fees Possible doesn't charge (e.g., NSF, rollover) plus reduced costs from customers borrowing less frequently than typical payday loan users, assuming customers would otherwise have faced industry-average fees and borrowing rates. Sources: internal data; state regulatory data; CFPB (Pub. No. 2023-9); Pew ("Payday Lending in America," 2013); CRL ("Down the Drain," 2025). Individual results may vary.
More benefits our members love:
AutoPay is at your service
Set it and forget it. Payments are deducted automatically, so you stay on track.
Good credit isn’t required
Bad credit? No problem. And we’ll help you build credit history.
Money in seconds*
Receive funds directly to your bank account or debit card—it’s fast.
Frequently asked questions
What happens when I move a payment?
When you reschedule a payment in the Possible app, your repayment schedule updates immediately, and your next due date changes to the new selected date. Future installments adjust accordingly, and you continue making payments under the updated schedule.
How many times can I reschedule?
You can reschedule each payment as many times as needed, as long as the new date is no more than 29 days later than the original due date. Each reschedule must stay within that 29-day window from the initially scheduled payment date.
Does it affect my credit?
Rescheduling a payment within 29 days of the originally scheduled date generally will not result in a late payment being reported to credit bureaus. However, if a payment becomes more than 29 days late, it may be reported as late and could impact your credit. Making payments as close to the original due dates as possible may benefit future Possible applications.