Get your Possible Loan money instantly*

We move fast because life does. Borrow money in seconds with a Possible Loan. No FICO check, no waiting. Just fast cash when you need it most.

95% of our customers get their money in seconds

Possible Loans can be sent to your debit card instantly. No long waits, no stress. (The other 5%? Most are using an ACH transfer, which takes several business days.)

Borrow up to $500^

Choose an amount that works for you.

Instant transfer

Send your Possible Loan funds straight to your debit card. No instant transfer fee.

Never a penalty fee

No late fees or penalties here. Easily move payments to suit your schedule—up to 29 days from the original due dates with no credit impact.

Pay over time

You won’t owe it back all at once. Make 4 installments over the next 8 weeks.¨

Testimonials from real members

Rent was due, and we were about $100 shy. Possible made it quick and easy. Got approved within 5 minutes and Money in the account within less than 10.

Brandon
Member Since 2023

It was an instant deposit into my account. It's a lot easier and faster to just get a Possible Loan than it is to go to a bank and ask for a loan, or fill out other applications with traditional banks, asking for a loan.

Tarquarra
Member Since 2022

Getting your loan is fast and easy

Apply in minutes

Check eligibility and apply. No FICO check. No paperwork.

Link your debit card

On approval, you’ll choose how you want your money. Debit card is fastest.

Get your money fast*

Send funds to your debit card in seconds.

How Possible is different

Possible gives you extra breathing room

Take your time with installments

8 weeks. 4 installments. 4 paychecks.¨ Zero worries.

More payment methods available

Extra debit cards are fair game—just type in the number.

Move payments— no reschedule fee

Get an extra 29 days from the original due date to pay with no impact to your credit and no late or rescheduling fee.

Plus, get additional benefits:

Move payments—no reschedule fees

Push a payment out by up to 29 days from the original due date, right in the app. No fees.

Build credit history

We report payments to credit bureaus, helping you add more to your credit file.

Take your time with installments

Pay in 4¨ easy installments over time.

Add multiple payment methods

Use any debit card or accounts you choose to make payments.

Easy-to-use mobile app

Manage it all on the go.

Frequently asked questions

What is a Possible Loan?

A Possible Loan is a small-dollar installment loan designed to provide quick access to cash, often within seconds, while helping borrowers build credit history. Unlike payday loans, which typically require lump-sum repayment, Possible Loans are repaid in four scheduled installments. Eligibility is based on banking activity, not a FICO check, and borrowers can receive up to $500 to a bank account or debit card, often within minutes. Payments can be rescheduled up to 29 days from the originally scheduled date with no rescheduling fee.

Do I need a debit card?

Yes, you need an eligible debit card to receive instant disbursement of a Possible Loan. If you don’t have one or it cannot be used, Possible will try to send funds to your bank account via ACH, which may take up to 5 business days, depending on your bank.

Is there a fee?

With a Possible Loan, you’ll pay a finance charge that is disclosed upfront and varies by state and loan amount. There is no additional fee for choosing instant transfer; instant transfers are free.

How fast is “fast”?

About 95% of customers who choose debit card disbursement receive their funds within seconds of approval. The remaining customers typically use ACH transfers, which work like electronic checks and depend on bank processing times. ACH disbursements take 1-2 business days.