# Possible is a PBC. What does that mean?

Possible isn’t built like most finance companies. As a Public Benefit Corporation (PBC), we’re legally required to balance profit with public impact—and that commitment is written into our charter.

For you, that means products like the Possible Loan are flexible, transparent, and free of penalty fees. Here’s how we approach social impact.

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More in this series

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**Full-Court Finance: The Credit Tip That Changes Everything**\
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At Full-Court Finance, Kiasha learned something that reframed how she thinks about credit card utilization entirely. CCO Ellen Falbo broke down why paying your balance to zero every month matters more than staying under 30% utilization—and how it could put more money back into your pocket. \
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0:52](/content/series/full-court-finance-the-credit-tip-that-changes-everything/index.html) \
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**Stuff said it best: Possible has your back**\
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Orlando Magic's Stuff the Dragon knows a thing or two about showing up when it counts. The Possible Loan works the same way—up to $500^, fast\*, with flexible repayment and no late fees. Unexpected expenses meet their match.\
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0:27](/content/series/stuff-said-it-best-possible-has-your-back/index.html) \
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**Full-Court Finance | Possible x Orlando Magic**\
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At Full-Court Finance, Possible partnered with the Orlando Magic to bring free financial literacy workshops to families across the Orlando community. \
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2:22](/content/series/full-court-finance-possible-x-orlando-magic/index.html) \
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**How is Possible different from a payday lender?**\
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Unlike payday loans, Possible Loan was built help us succeed when you do. We never charge late fees, penalty fees or rescheduling fees. Plus, there’s more about what makes us different. \
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1:24](/content/series/how-is-possible-different-from-a-payday-lender/index.html) \
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**How long do payments take to process?**\
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We believe payments should never be a guessing game—that’s why Possible keeps you updated every step of the way. Here’s how long payments typically take to process. \
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1:32](/content/series/how-long-do-payments-take-to-process/index.html)

# Do Possible Loans Build Credit History?

On-time payments on your Possible Loan become part of your credit history—but a better score isn’t guaranteed. Here’s how Possible reports to bureaus and what it means for you.\
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2:23](/content/series/do-possible-loans-build-credit-history/index.html) \
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**How Loan Amounts Work with a Possible Loan**\
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Loan amounts vary by state and your financial history. Here’s how we determine what you qualify for—and how to grow it over time.\
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1:34](/content/series/how-loan-amounts-work-with-a-possible-loan/index.html) \
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**How to Reschedule Your Possible Loan Payments**\
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Life happens. Here’s how to reschedule a Possible Loan payment—right in the app, with no rescheduling fees or judgment.\
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1:25](/content/series/how-to-reschedule-your-possible-loan-payments/index.html) \n\
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**What Is a Primary Account?**\
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Your Primary Account is the main bank account you use with Possible. Learn how to choose it, and why it matters for your Possible Loan.\
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2:34](/content/series/what-is-a-primary-account/index.html)

# Possible Loans offer up to 29 days of payment flexibility from original due date.